High Yield Savings Accounts

Tracking the APYs of some top high-yield savings accounts over time. Maximizing the benefits of HYSAs can help you make the most of your money by leveraging the Time Value of Money.

Robinhood Gold*

If you do not have a Robinhood account, use my referral to get $5-$200 value.

Gold is required to access the high interest on non-invested cash and costs $5 monthly ($50 yearly). It may pay for itself, however.

Benefits also include:

3% cash back credit card
3% match for IRA contributions
Others

See their terms for limitation and their calculator to see if it is worth it for you.

Chime

"You each get $100 when they enroll and receive a qualifying direct deposit of $200+ within 45 days!" Details

Intentionally excluded

These SAs are excluded for being <1%:

Wells Fargo
Chase
Bank of America

Disclaimer: The information on this website is for general reference only and does not constitute financial or investment advice. Rates and terms may change without notice, and I do not guarantee accuracy. Always conduct your own research and consult a qualified professional before making financial decisions. Use this site at your own risk. Links include paid referrals where available, but I am not affiliated with any of these institutions.

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